6 Best New year resolution ideas for 2021

New year resolutions are great chance for those who have failed to accomplish their goals in past year and for all others who are thinking to make the positive changes in their lifestyle for happier and healthier life.

If you are still confused on making new year resolution, there are some ideas below for you to consider if appropriate.

  • Renovate or redecorate your home

Sometimes making a little change is exactly what you need. It is in our human nature that we get bored very soon from same decoration. It is necessary to do a little change in your home every month.

You can change the position of your furniture in a new way and can remove the things that are not looking good to you anymore. If you want to renovate your house and you do not have space to store your furniture in your home, then you can take help of a furniture movers Auckland company to help store your furniture.

  • Donate unused items

There are many things in your home that you are not using any more like old clothes, accessories, utensils, kids’ old toy’s etc. By donating unused things, you can help needy persons.

If you take time to sort out your cupboards & almirahs then you can remove mess up from your home and can help someone by providing your unused items who could make use of them.

  • Eat healthy and move more

To make yourself physically fit and mentally healthy, firstly change your eating habits by incorporating more whole grains and vegetables/fruits in your daily diet and eliminate all kind of fast foods from your diet. A well-balanced diet is a fuel for your body to perform daily activities, including exercise.

Regular physical activity is important for everyone, so find a simple exercise system that makes it easy to start and what works for you. If you never did exercise before then start from half an hour walk as warm up and when you are comfortable start doing exercises regularly.

  • Spend less time on social media

The social media is an easy way to stay connected to relatives/friends and keep up with the latest from your favourite brand, celebrities and publication. However too much use of social media can be dangerous because it consumes your valuable time.

So, be aware of how much time you are spending on social media and then set your time limit for social media this year.

The time you save by not using social media could be used in productive way. It could improve your sleeping pattern and reduce the risk of many health-related diseases.

  • Create a budget plan before starting of the month

You need a budget, if you want to control your unnecessary spending and work toward your financial goals. Before making a budget always calculate your total spending and income of last three months.

To calculate spending, gather your financial paperwork for e.g. bank statements, recent utility bills, investment accounts etc. Categorize your variable (travel, dining etc.) and fixed expenses (utility bills, rent etc.) then calculate the average income and expenses of last three months.

If your income is more than your expenses, you can invest your remaining income in the financial goal that you want to achieve. If you think you don’t have enough money after calculating your expenses, try to spend less on variable expenses that are unnecessary.

  • Try to do something new each month

Always try to do something new each month. If you love food, then you should make a habit of making a new dish each month according to your choice and you can be creative at it to.

Is there anything that scares you?

Let’s overcome those scary things. Make a list of things that scare you and then push yourself to try those things that are out of your comfort zone and overcome your fears.

Happy New Year everyone 😊

3 Key reasons in Auckland’s house prices

Auckland’s median house price has hit $1 million for the first time and October 2020 will go down in the housing history records. Nationally the house prices have also risen by 20 per cent in a year. This does make it hard for the first home buyers, but surprisingly with interest rates as low as ever people are still buying to get on to the property ladder.

People were expecting recession with this global pandemic situation we have on our hands right now, but it looks like we are far from recession and rising more then ever. Auckland movers have been busy moving kiwis into their new homes.

So, what are some of the reasons Auckland properties are rising at such speed?

  1. Loan to value restrictions (LVR) These are temporary limits on the banks to bring down the amount of low deposit mortgage lending. In April 2020 reserve bank announced the removal of LVR restrictions and now in November reserve bank has put this back up for investors.
  2. Lower interest rates The interest you pay on the loan you take out from the bank to pay for your property. It is the lowest it has ever been and trending to be lower by April next year.
  3. Shortage of houses Currently the shortfall of houses in Auckland alone is estimated to be at 28,000 over the past decade. Declining as we have more New Zealanders returning home and net migration rising in Auckland with 40,000 people per year and more migration rise expected next year after Covid-19.

The rise in the properties could be to do with interest rates being low, LVR restrictions being removed, shortage of houses and maybe New Zealanders returning home during this pandemic. It is range of things that are the reason for the inflation in housing and not just one.

Some landowners are selling properties even if they did not plan to sell this year, just because of the rise and profit seen in selling the house. So, with less houses on the market it drives a lot of attention and properties are being snatched day to day.

The property that is getting the most unexpected rise in value is the one with land and area that has the future to be developed. Developers are buying properties left right and centre for future development. It is said to be the best time to sell if you have properties or you are looking to move out of Auckland.

This is also the year for real estate agents as they are selling properties and getting higher commission then expected. At this point they do not have to go out and look for people looking to sell their home or people buying properties. People are approaching real estate agents themselves. Indeed, a great year for the property agents.

With so many properties being sold, it is expected that a lot of people will be on the move prior to Christmas and in start of the new year 2021. So at this time furniture movers Auckland will be as busy as ever before and this could be the right time to book it in advance if you are looking to move houses soon.

Let’s hope this global pandemic is over sooner than later and we are all able to travel again and see our families across the world. New Zealand currently is safe and surviving the pandemic, but you never know when it could re appear in the community. So, let’s all stay united and keep fighting through bad times like this and come out stronger.